Enterprise Insurance Seeks Legal Clarification On Claims
Enterprise Insurance, insurers of Alliance Motors Ghana Limited; dealers in Land Rover and Jaguar vehicles, have asked the 40 Ghanaians, who lost their vehicles in the June 3, flood disaster to go to the law court to test who is liable for their insurance claims.
The insurance company, holds the view that, the primary insurers of the 40 luxury vehicles, must be responsible for the replacement of the said cars, as part of their comprehensive insurance package.
According to the company, “we clearly believe that the insistence of the some insurers that the motor cover ceases immediately the vehicle enters a garage/workshop is wrong. Only claims that can be traced to the negligence of the garage/workshop.”
“We therefore urge the insurers of the flooded vehicles to ensure the peace of mind of their valued clients by first settling their claim, secure in the knowledge, that should the courts find any other entity liable, they (Insurance Company) will be adequately recompensed. We cannot let down our
clients who have opted for comprehensive cover”, the statement said.
This position, has confused many, including lawyers and officials of the Ghana Insurance Commission (GIC), as it is seen as a novelty or a test of the insurance arrangement.
But in a rejoinder sent to The Herald, signed by head of Communications, Phyllis Woode-Nartey, Enterprise Insurance, explained that, it did not think that the affected individuals should be left to their fate at such a time, when they have lost valuables such as jaguars, range rovers, which are very expensive to acquire.
Alliance Motors Ghana Limited, had earlier written to Enterprise Insurance, demanding it clarifies its position on the matter of the 40 Ghanaians, whose cars were damaged by the floodwater as The Herald’s write-up on the issue was damaging to their brand.